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Basic Home Loans

Basic loans are just that. They offer very few additional features, however as a result they do offer a discounted rate below the standard variable rate. These loans are also more restrictive, and any options you may choose normally have higher service fees attached (for example redraw facilities), therefore the choice of a basic home loan must be carefully considered and fully costed


Victoria Finance is a mortgage broker who specialises in providing competitive loans for all types of new home finance including construction loans, No deposit loans, 105% finance, Lo doc loans, construction loans even personal loans and car finance. With access to all the major lenders like the Commonwealth Bank, ANZ, Westpac, Victoria Finance can arrange highly competitive loans, most likely using the bank of your choice. Victoria Finance can also arranges consultant visits to clients' homes or offices anywhere in Victoria, day and night.