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Fixed Rate Home Loans

The real benefit of fixed rate loans is the peace of mind they provide. Fixed over a specified period, generally between 1 to 10 years, all or part of your loan can be fixed, guaranteeing part or all of your repayments will remain constant throughout the fixed period, regardless of interest rate fluctuations.

Generally interest rates between fixed and professional or other discounted loans are reasonably similar, however by fixing part (or all) of your loan you can plan for the future, regardless of market forces.


Victoria Finance is a mortgage broker who specialises in providing competitive loans for all types of new home finance including construction loans, No deposit loans, 105% finance, Lo doc loans, construction loans even personal loans and car finance. With access to all the major lenders like the Commonwealth Bank, ANZ, Westpac, Victoria Finance can arrange highly competitive loans, most likely using the bank of your choice. Victoria Finance can also arranges consultant visits to clients' homes or offices anywhere in Victoria, day and night.