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Low Doc Home Loans

Designed for applicants such as the self-employed who are unable to provide tax returns to prove their real capacity to repay the loan, low document loans are generally restricted to 70% LVR, although some lenders will consider up to 80% LVR.

Applicants must still confirm they can make the required payments via a declaration, and generally some form of proof of income is required (such as previous invoices).


Victoria Finance is a mortgage broker who specialises in providing competitive loans for all types of new home finance including construction loans, No deposit loans, 105% finance, Lo doc loans, construction loans even personal loans and car finance. With access to all the major lenders like the Commonwealth Bank, ANZ, Westpac, Victoria Finance can arrange highly competitive loans, most likely using the bank of your choice. Victoria Finance can also arranges consultant visits to clients' homes or offices anywhere in Victoria, day and night.