Products & Solutions
Non-Conforming Home Loans
Non-conforming home loans refer to loans for applicants that usually have a blemished credit history, or applicants who have circumstances outside the conforming banks acceptable credit criteria (such as a history of defaults, judgments, bankruptcy or a poor loan repayment history).
Whilst in the past non-conforming loans were generally far more expensive than standard loans, with the highly competitive lending market and Victoria Finance's strength we can offer non-conforming loans at only a marginally higher rate.
Victoria Finance is a mortgage broker who specialises in providing competitive loans for all types of new home finance including construction loans, No deposit loans, 105% finance, Lo doc loans, construction loans even personal loans and car finance. With access to all the major lenders like the Commonwealth Bank, ANZ, Westpac, Victoria Finance can arrange highly competitive loans, most likely using the bank of your choice. Victoria Finance can also arranges consultant visits to clients' homes or offices anywhere in Victoria, day and night.