Non-Conforming Home Loans


Non-conforming home loans refer to loans for applicants that usually have a blemished credit history, or applicants who have circumstances outside the conforming banks acceptable credit criteria (such as a history of defaults, judgments, bankruptcy or a poor loan repayment history).

Whilst in the past non-conforming loans were generally far more expensive than standard loans, with the highly competitive lending market and Victoria Finance's strength we can offer non-conforming loans at only a marginally higher rate.


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VICTORIA FINANCE IS A CREDIT REPRESENTATIVE NO 397088 OF BLSSA PTY LTD (AUSTRALIAN CREDIT LICENCE NO 391237)